Should I Get a Class A CDL Class B CDL or Class C CDL

Should I Get a Class A CDL, Class B CDL, or Class C CDL?

This blog was written in collaboration with CDL eXpert

Schools do not endorse loans originated by Climb Investco, LLC, and Climb Investco, LLC is not affiliated with any school. Climb Investco, LLC is the loan distributor, not CDL eXpert.

Climb encourages students to do thorough research in selecting a training program that meets their unique needs. Details provided by Climb are for information purposes only and are not meant to qualify an institution or be relied upon in determining which institution is right for you.

Understanding Commercial Driver's Licenses

Commercial Driver’s Licenses (CDLs) are essential for anyone looking to drive commercial motor vehicles in the United States. There are three main types of CDLs: Class A, Class B, and Class C. And within each class, are also Commercial Learners Permits (CLPs). Each of these allows for the operation of different types of vehicles and comes with its own set of requirements, endorsements, and potential job opportunities. By understanding the differences between CDL classes, you can make an informed decision about which one is right for you.

Class A CDL Overview

Definition and Scope

Class A CDLs permit the holders to operate any combination of vehicles with a Gross Combination Weight Rating (GCWR) of 26,001 pounds or more, provided the towed vehicle is heavier than 10,000 pounds. This is the most versatile type of CDL, allowing drivers to handle a wide variety of commercial vehicles.

Types of Vehicles Permitted

With a Class A CDL, you can drive vehicles such as:

  • Tractor-trailers (semi-trucks)
  • Tanker vehicles
  • Flatbeds
  • Livestock carriers
  • Double and triple trailers

Training and Education Requirements

Obtaining a Class A CDL requires rigorous training, as well as passing both written and skills tests. Training programs typically cover topics like vehicle inspection, air brakes, combination vehicles, and safe driving practices. The Federal Motor Carrier Safety Administration (FMCSA) mandates that drivers complete Entry-Level Driver Training (ELDT) from an FMCSA-approved provider. You can search the providers or for the CDL Expert here.

Endorsements Available for Class A

Class A CDL holders can obtain additional endorsements to expand their driving capabilities. Because relevant endorsements vary by CDL class, it’s important to understand which are the proper ones for the class of commercial vehicle you will be getting your CDL for:

  • T: Double/Triple Trailers
  • N: Tank Vehicle
  • H: Hazardous Materials endorsement (HazMat)
  • X: Combination of Tank Vehicle and HazMat

Potential Salary for Class A Drivers

Class A CDL truck drivers often command higher salaries due to the complexity and responsibility of operating large semi-trucks. On average, Class A CDL drivers can earn between $45,000 and $80,000 per year, with the potential for higher earnings in specialized roles or with experience in the trucking industry.

Class B CDL Overview

Definition and Scope

Class B CDLs allow the holders to operate a single vehicle with a Gross Vehicle Weight Rating (GVWR) of 26,001 pounds or more, or any such vehicle towing a vehicle not heavier than 10,000 pounds — as well as passenger vehicles, which require a passenger endorsement.

Types of Vehicles Permitted

Class B CDL holders can drive:

  • Straight trucks
  • Large buses (including school buses, tourist buses and city passenger buses)
  • Box trucks
  • Dump trucks with no trailers or small trailers weighing 10,000 pounds or less
  • Delivery trucks
  • Cement trucks or cement mixers
  • Garbage trucks

Training and Education Requirements

Like a Class A CDL, obtaining a Class B CDL involves completing a training program and passing written and skills tests. The focus, however, is on handling a single type of vehicle rather than combinations. School Bus applies only to actual School Buses and can not stand alone. Having the proper endorsements for the type of license and type of vehicle you will be driving is very important. The School Bus endorsement must be accompanied by the Passenger endorsement.

Endorsements Available for Class B

Class B CDL holders can also enhance their licenses with the correct endorsements, such as:

  • P: Passenger
  • S: School Bus
  • N: Tank Vehicle
  • H: Hazardous Materials (HazMat)

Potential Salary for Class B Drivers

Class B CDL drivers can expect to earn between $35,000 and $60,000 per year. Salary varies based on the specific job, location, and level of experience.

Class C CDL Overview

Definition and Scope

Class C CDLs are required to operate a commercial motor vehicle that is a passenger vehicle. This requires a Passenger endorsement, which enables the driver to transport 16 or more passengers (including the driver) or to transport hazardous materials in quantities that require placarding under the Hazardous Materials Regulations. Hazmat and Passenger are the only endorsements that can be added to a Class C CDL. The vehicle can be a car, passenger van, or commercial truck, as long as the CMV does not fit into the Class A CMV or Class B CMV category.

Types of Vehicles Permitted

Class C CDL holders can operate:

  • Small HAZMAT vehicles
  • Passenger vans
  • Small buses
  • Any vehicle that doesn’t meet Class A or B definitions but is used to transport hazardous materials or 16 or more passengers including the driver.

Endorsements Available for Class C

Endorsements for Class C Are Only:

  • P: Passenger
  • H: Hazardous Materials (HazMat) — take our HazMat Online Theory Class here.

Potential Salary for Class C Drivers

Class C CDL drivers typically earn between $25,000 and $50,000 per year, depending on the job type and responsibilities.

Comparative Analysis of CDLs

Job Opportunities by CDL Class

  • Class A CDL: Offers the most job opportunities due to the ability to drive the widest range of vehicles. Common jobs include long-haul trucking, specialized freight transport, and logistics.
  • Class B CDL: Suitable for local delivery jobs, bus driving, and construction. Ideal for those who prefer staying within a certain area.
  • Class C CDL: Best for specific roles such as driving passenger vans or small buses and transporting hazardous materials in smaller quantities.

Earning Potential Comparisons

  • Class A CDL: Highest earning potential, especially with additional endorsements and experience.
  • Class B CDL: Moderate earning potential with stable local job opportunities.
  • Class C CDL: Lower earning potential compared to Class A and B but suitable for specialized roles.

Training Program Requirements

  • Class A CDL: Requires comprehensive training that covers vehicle and trailer combination types and endorsements. Class A CDL hauls various types of cargo.
  • Class B CDL: Focuses on single vehicles, like a school bus. A school bus driver is home nightly. The pay and hours vary greatly depending on the school district you drive for.
  • Class C CDL: Requires specific training related to passenger transport or hazardous materials handling. While this Class of Commercial License can be confusing, you can learn more about it here.

Making an Informed Decision

Assessing Individual Career Goals

When deciding which CDL to pursue, consider your career goals and lifestyle preferences. If you aim for high earnings and are open to long-distance driving, a Class A CDL might be the best fit. For those preferring local routes and a stable schedule, a Class B CDL could be more suitable. If you are interested in specific roles like passenger transport, a Class C CDL might be ideal.

Factors to Consider When Choosing a CDL Class

  • Job Availability: Research the demand for each CDL class in your area.
  • Training Costs: Consider the cost and duration of training programs for each CDL class.
  • Lifestyle Preferences: Think about whether you prefer long-haul travel or local routes.
  • Earning Potential: Evaluate the potential salary and benefits associated with each CDL class.

Next Steps in the Licensing Process

  • Research Training Programs: Find FMCSA-approved training providers for the CDL class you are interested in.
  • Prepare for the Knowledge Test: Study the CDL manual and take practice tests.
  • Complete Training: Enroll in and complete the required training program.
  • Pass the Skills Test: Schedule and pass the CDL skills test.
  • Obtain Endorsements: Consider taking additional endorsement tests to increase job opportunities and earning potential.

Choosing the right CDL class depends on your career aspirations, preferred lifestyle, and the type of vehicles you wish to operate. Each class offers unique opportunities and comes with its own set of challenges and rewards. The different Commercial Driver’s License Classifications all have some requirements in common, such as a DOT Physical and (MEC) Medical Examiner’s Certificate, ELDT, Entry Level Driver Training, the General Knowledge test, and a skills test. If you will be taking the skills test in a vehicle that has a manual transmission and airbrakes, you will also have to study these sections. By understanding the differences and aligning them with your goals, you can make an informed decision and embark on a fulfilling career in commercial driving.

Leave a Reply

Your email address will not be published.Required fields are marked *

Subscribe to get more info sent straight to your inbox!

What to Expect: Realistic Outcomes

Climb’s Comprehensive Access Solution can offer a strategic balance of increased enrollments and upfront cashflows compared to traditional lenders. While no financing solution guarantees 100% collection, our data-driven approach maximizes both upfront cash and long-term repayment rates.

Typical Partner Results:

  • 15-30% of students qualify for Climb Loans with upfront tuition delivered to the school shortly after course start
  • 45-60% of students qualify for 0% APR* payment plans
  • Enrollment increases of 20%+ reported by partner schools**

**Results vary by school and student demographics. This represents performance reported by individual school partners and should not be considered a guarantee of your specific outcomes.

The bottom line: CAS is designed to maximize your net tuition recovery while eliminating the administrative headaches of student financing.

Maximizing Your Results

Pro Tip: Schools that require student deposits and set up automatic payments during enrollment see significantly better repayment performance across all financing options. These simple steps can meaningfully improve your outcomes.

FAQs

We use a comprehensive, AI-driven assessment that goes beyond traditional FICO scores to better serve career training students:

  • Climb Credit Score: Over 150 data points specifically designed for vocational students
  • Debt-to-Income Ratio: Reliable predictor of payment performance
  • FICO Score: Used primarily for interest rate assignment

Key advantages of our approach:

  • Soft credit pull until loan funding (no credit impact during application)
  • The majority of students receive instant decisions
  • Students can apply with co-borrowers directly in the application
  • More accurate placement into appropriate financing products

We use a comprehensive, AI-driven assessment that goes beyond traditional FICO scores to better serve career training students:

  • Climb Credit Score: Over 150 data points specifically designed for vocational students
  • Debt-to-Income Ratio: Reliable predictor of payment performance
  • FICO Score: Used primarily for interest rate assignment

Key advantages of our approach:

  • Soft credit pull until loan funding (no credit impact during application)
  • The majority of students receive instant decisions
  • Students can apply with co-borrowers directly in the application
  • More accurate placement into appropriate financing products

Students are placed into funding brackets (Elite, Standard, Enhanced) based on our AI assessment. Higher-credit students generate higher upfront payments to your school, while students with limited credit are seamlessly directed to our 0% Payment Plan.

These brackets are established using data from over $1 billion in career training loan originations and may be adjusted periodically based on updated repayment trends.

Important note: Regardless of which bracket a student falls into, they are considered fully paid by your school once funded. The student’s repayment obligation exists exclusively between Climb and the student.

Elite Access not available for Computer Science programs. Upfront percentages vary by industry and loan terms.

Once Climb disburses upfront funding for a student loan, that student is considered fully paid by your school. You will not receive any additional payments for that student—the single upfront payment is complete and final.

From that point forward, the student’s repayment obligation exists exclusively between Climb and the student. Your school has zero liability if the student defaults, and you keep the full upfront payment regardless of the student’s future payment performance.

They’re automatically offered our 0% Interest Payment Plan, ensuring no student is turned away while maintaining steady monthly cash flow for your school.

Higher-credit students generate larger upfront payments (75-100% of tuition), while students with limited credit use our 0% APR* Payment Plan for consistent monthly revenue. Both options are risk-free for your school

Absolutely. Climb complements existing payment options like scholarships, employer-sponsored programs, and internal financing.

Absolutely. Climb complements existing payment options like scholarships, employer-sponsored programs, and internal financing.

Typically, within 5-10 business days after your partnership agreement is signed.

Comprehensive onboarding webinar, continuous partner support via AI-assisted chat and live email—and real-time borrower assistance with our live-chat-available student success team.

No. Climb fully manages the administrative responsibilities—your team simply monitors your school’s performance via our intuitive School Portal.

Your school is fully protected either way. For Climb Loans, you keep the entire upfront payment with zero liability. For Payment Plans, you only receive what students actually pay, with no risk to your school.